Our product · iOS app
Clero: a debt, IOU and subscription tracker
Who owes you money? What do you owe? Which subscription renews next? Clero keeps those answers together, letting you track personal debts, money lent to friends and recurring subscriptions in one clear place — without creating an account.
The problem it solves
Money lent to friends, partial payments and forgotten subscriptions are usually scattered across notes apps, messages or memory. We notice a subscription renewed only when the charge hits the card.
Most finance apps, meanwhile, ask you to connect a bank account or create an account.
What we do
Debt & IOU records
Add the person, amount and reason; set a due date, record partial payments and see what's still owed.
Subscription costs
Track recurring services, billing cycles and estimated monthly and yearly cost on one screen.
Payment calendar
Receivables, debts and subscription renewals appear in a calendar alongside their dates.
Your data stays with you
Records are stored on your device; export a password-protected backup and restore it whenever you need.
Today
Clero is live on the App Store. It doesn't connect to your bank or cancel subscriptions for you — it simply keeps your records organised and visible.

